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Head Of Credit & Operations

Mortgage House - Sydney, NSW

Banking & Finance
Source: uWorkin


  • Excellent office location with panoramic views of the harbour
Who Are We
Mortgage House is an award winning Australian non-bank lender with ambitious plans for substantial growth and a unique service philosophy that enables a broad range of customers to have access to quality home loan and financial products & services.

The Role
We are looking for an experienced and passionate individual to head up our wholesale distribution channel credit functions located in our head office in North Sydney. This is a fantastic opportunity to lead and manage this credit function and be part of the continued business growth.

You will be joining a fast paced financial services group. You will lead a credit team and be comfortable with expanding/building the team to support a business with significant growth ambitions.

You will have the ability and confidence to work with individuals across all levels of the business and external business partners.

As the successful candidate you will be responsible for various functions, including:
  • Action complex loan applications in a timely manner whilst delivering consistent and superior service levels
  • Ensure lending decisions are executed in line with credit policy and approval authority limits and/or in consultation with the appropriate signatory
  • Carry out responsibilities in accordance with the requirements of the relevant legislation
  • Build and nurture internal and external relationships
  • Ongoing maintenance, improvements and automation of reporting and procedures
In order to be successful in this role, you must satisfy all of the below requirements:
  • Prior Banking or Financial Services experience ideally in Mortgage Origination, Mortgage Management and Securitisation with the ability to demonstrate sound understanding and knowledge of credit, risk and compliance requirements
  • Tertiary Degree in Commerce, Finance or Economics
  • be ‘hands-on’, in the detail and highly accurate
  • have strong people skills and an ability to build trust and loyalty
  • possess advanced IT skills
  • be team orientated and able to lead financial and non-financial team members; and
  • have a stable employment history with significant tenure in most, if not all, of your previous positions
With a growing loan book and diverse funding arrangements this represents an exciting time to join the Mortgage House group as it embarks on its next stage of growth.

All applicants must have full working rights in Australia to be considered.