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Economist (Machine Learning)

Private Company - Sydney, NSW

Banking & Finance
Source: uWorkin


Location: 4/11-17 York Street, Sydney CBD

About Beforepay

Beforepay (www.beforepay.co) has created a unique financial product to help thousands of people better manage their finances and is currently scaling the company to its next level. The best time to join us NOW.

As a Machine Learning Economist you will help the Beforepay team understand economic indicators and drivers and relate them back to our users in order to make financial decisions and forecasts, predict consumer behaviour and help reduce risk.

What we are up to

More than half of the nation live paycheck to paycheck, and more than 2 million people have less than $1,000 in savings! We are changing that with the BeforePay app, which gives your bank a brain!

Our app helps customers gain instant access to money they’ve already earned, instead of waiting for payday. The app also automatically predicts when bills are due, showing them exactly how much is OK for them to spend, letting customers create savings goals and drip money into them, effortlessly. We help our customers Supercharge their bank account, giving them access to their pay as they earn it, and empowering them to save big money with seriously little effort.

The Beforepay app ranks top in the finance category and loved by more than 100k happy customers. We need you to join our team in the Sydney CBD to help us to scale this product to the next level.

Relevant Qualifications

Bachelor - or advanced degree in one of the relevant fields or similar:

· Economics

· Finance

· Mathematics

· Data Science

Relevant Technical Skills and Undertakings:

  • A minimum of 2 years Banking / Financial Services experience
  • Experience within the emerging FinTech space
  • Researching and assessing the effects of microeconomic data on consumer behaviour and underlying loans
  • Develop and apply theories about consumer spending and financial behaviour both within the app and across BeforePay’s target market, incorporating all external economic levers at play.
  • Provide sound recommendations based on developed theories to inform the apps development and learning and the formulation of BeforePay corporate strategy and investment polices.
  • Preparing research reports, including experience creating data driven insights and building credit risk models
  • Understanding of equity- and debt capital markets
  • Strong understanding of statistical / econometrical methods
  • Experience applying supervised/-unsupervised/- deep learning
  • Extracting and integrating third party data
  • Experience using AWS (Sagemaker, Kineses, Athena, S3, Lambda, Cloudwatch, Quicksight, EC2)
  • SQL, Python, Sklearn, Tensorflow, XGBoost, Plotly, Jupyter
  • Software incl. JIRA, Confluence, GSuite
  • Agile methodologies

The salary for this role will be paid between $90k and $110k depending on skills and experience.